Terms of Use Agreement

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DO NOT SELL OR SHARE MY PERSONAL INFORMATION

ACCESSIBILITY

*These statements have not been reviewed by the Food & Drug Administration (FDA). These products are not meant to diagnose, treat, cure, or prevent any disease.

Please note: The information provided on this website or by this company should not replace a personal consultation with your physician and should not be taken as personalized medical advice. The testimonials featured on this site reflect individual experiences and do not guarantee similar results for everyone. All content, including text, graphics, images, and information available on this website, is intended for general informational purposes only.

Any trademarks displayed on our website are owned by their respective holders, and no endorsement by them of our website or services is implied or expressed. Rankings may be influenced by our relationships with the top picks featured.

[1] We maintain financial relationships with some of our top picks and partners.

jointeasetips.com (referred to as the “Site”, “Company”, “we”, “us”, or “our”) encourages all users to carefully review this Terms of Use Agreement (“Agreement”). By accessing, browsing, or using this Site or its services—whether directly or indirectly—or by utilizing any goods or services offered through this Site via alternative methods (such as phone, mail, text, email, or fax), you acknowledge and agree to be bound by these Terms of Use.

Site Modification or Suspension

We may, at any time and solely at our discretion, modify, suspend, or discontinue the Site, or any service, content, feature, or product offered through it, with or without prior notice. You agree that we hold no liability toward any third party for any changes, suspensions, or discontinuations of the Site or for any services, content, features, or products offered through it.

Services

This Site and its services provide information and reviews on financial services and consumer products, allowing consumers to request additional information through inquiries. Any personal information submitted in connection with this Site or its services is governed by our Privacy Policy. For more details, please refer to our Privacy Policy.

By submitting an inquiry on this Site, you acknowledge and agree that the Company may share your personal information with our network of clients, which may include mortgage bankers, brokers, credit consultants, insurance brokers, and other businesses within our client network, regardless of their direct relevance to the service or product you are interested in. Various businesses may receive your information and reach out to you, whether directly or indirectly related to your inquiry.

We do not charge any fees for using this Site or its services. Please note that qualification requirements for specific products are determined by our client network, and we do not endorse, warrant, or guarantee any particular outcome. The Company is not a mortgage lender, debt servicer, real estate company, insurance agent, auto sales company, or automotive warranty provider. Your inquiry is not an application for any financial product.

By submitting your inquiry, you consent to receive autodialed or prerecorded calls, texts, and emails from the Company, its affiliates, partners, and vendors, to the phone numbers and email addresses you provide. This may also include any contact information subsequently associated with you by the Company or its marketing affiliates and vendors. Your consent is not a condition of any purchase. Licensed organizations that may contact you are required to adhere to Federal and State laws and regulations. You are encouraged to review their privacy practices directly.

This Site and its services are not intended for minors. By using this Site, you certify to the Company that:

You are at least 18 years old.
You accept full responsibility for any use of this Site or services by minors.
The information you submit is accurate and complete, and you have not provided false information.

Advertiser Disclosure

Our top-ranked products are evaluated based on our own perspectives, expertise, and professional insights. We provide our free comparison tools thanks to referral fees from some of the companies featured on our Site. Additionally, we may have ownership interests in certain categories where our top picks are listed. All opinions expressed on this Site are solely our own.

How We Rank

The products featured on this Site are from companies that may provide us with compensation or with whom we may have ownership interests. This compensation may impact how and where products appear on the Site, including the order in which they are displayed. Rankings and order of products are subject to change and the Site does not include all products available within each category. Additional factors that may affect our rankings include the user’s device, operating system, location, day of the week, time of day, and cookie data, as well as any self-assessed data we may collect on this Site.

Prohibited Use

You shall not use this Site or service for any illegal purpose or to transmit material that is unlawful, abusive, harmful, harassing, libelous, racially or ethnically offensive, invasive of another’s privacy, obscene, threatening, vulgar, sexually explicit, tortious, defamatory, or that infringes on the intellectual property or rights of others, or is otherwise objectionable. You shall not interfere, directly or indirectly, with the proper functioning of this Site, including its security and integrity. This includes interfering with any account, communication, or transaction on this Site, using any robot, spider, or other automated device or manual process to access, monitor, or copy our web pages or content without prior written permission, or imposing an unreasonable load on our infrastructure. You shall not upload, post, transmit, or make available any content protected by law or contractual relationship that you do not have the right to distribute. Engaging in fraud, misrepresenting your identity, or attempting to hide your identity is also prohibited, as is any attempt to disrupt the proper operation of this Site.

Trademark and Copyright Notice

Our Site contains intellectual property owned by us and other parties. As between you and us, we are the sole owner of the Site and all materials available through it, including all applicable copyrights, trademarks, patents, trade secrets, and other intellectual property rights (collectively, “Site Content”). Except as expressly permitted in this Agreement, you may not download, save, modify, or exploit any part of the Site Content without prior written consent from us and relevant third parties.

No Warranty

THE CONTENT AND ALL SERVICES PROVIDED THROUGH OUR SITE ARE OFFERED ON AN "AS-IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, REGARDING THE OPERATION OF OUR SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED WITHIN OR ASSOCIATED WITH OUR SITE. YOUR USE OF OUR SITE IS AT YOUR OWN RISK.

WE EXPRESSLY DISCLAIM ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES, EXPRESS OR IMPLIED, CONCERNING THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT OR SERVICES, OR THE SAFETY, RELIABILITY, TITLE, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH OUR SITE. IT IS YOUR SOLE RESPONSIBILITY TO INDEPENDENTLY ASSESS THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT AND THE SERVICES AND PRODUCTS ASSOCIATED WITH OUR SITE.

Limitation of Liability

IN NO EVENT WILL WE, OR OUR AFFILIATES, BE LIABLE TO ANY PARTY FOR DAMAGES ARISING OUT OF THE USE OF THE SITE OR SITE CONTENT, WHETHER DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL, EVEN IF ADVISED OF SUCH DAMAGES. YOU MUST INITIATE ANY CLAIM WITHIN ONE (1) YEAR OF THE INCIDENT.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Arbitration Agreement and Class Action Waiver

All disputes will be resolved through binding individual arbitration under the Federal Arbitration Act, with no rights to class action or class arbitration. You waive any right to a jury trial. The arbitrator has exclusive jurisdiction over disputes, with limited appeal rights under the FAA.

BY ACCESSING AND/OR USING THIS SITE, YOU AGREE TO THE TERMS AND CONDITIONS OF THIS ARBITRATION AGREEMENT. DO NOT USE THIS SITE OR SUBMIT ANY CONTACT INFORMATION IF YOU DO NOT AGREE TO THESE TERMS.

We strive to avoid disputes, but if one arises, you and we agree to try to resolve it informally for 60 days. If unresolved, disputes will be arbitrated by the American Arbitration Association (“AAA”) without resorting to court. Combining individual proceedings is not permitted without consent.

Indemnification

You agree to indemnify and hold harmless the Company, its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors, employees, and service providers from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this Site, your violation of this Agreement, or any infringement by you or another user of this Site.

Termination

If you breach any part of this Agreement or the Privacy Policy, the Company may, at its sole discretion, terminate, change, or suspend the Site or its services, temporarily or permanently, at any time, without notice to you and without liability.

Entire Agreement

This Agreement constitutes the entire terms of use agreement between you and the Company, superseding any prior agreements. Additional terms may apply when you use other services, affiliate services, third-party content, or third-party software.

Changes to Terms and Policies

We reserve the right to make changes to this Agreement and the posted Privacy Policy. Any changes will be effective as of the date of posting without further notice to you. The Privacy Policy and Terms of Service posted at the time you register on our Site will govern our relationship for that registration and any inquiry requests.